Today in Comedy is a Conservative Proposal for Health Care
by Punnuru and Levin
Is Being This Ignorant a Requirement to Blather in the Wall
Street Journal
The need for a good
belly laugh about modern politics can usually be satisfied by reading the
opinion pages of the Wall Street Journal,
and an article by arch conservatives Ramesh Ponnuru and Yuval Levin is no
exception. These two take the position that
conservatives ought to propose an alternative to the current health care
reform, an eminently sensible suggestion, and then go onto mangle the project
so severely that one can only be left in hysterical laughter, the kind one has
after watching Groucho, Chico
and Harpo.
They start out with this classic gem. They want the government to pay for a high deductible health insurance policy for everyone.
That tax break would also be available—ideally as a
refundable credit sufficient at least for the purchase of catastrophic
coverage—to people who do not have access to employer coverage. This would
enable people who now choose not to buy insurance to get catastrophic coverage
with no premium costs.
What does that mean?
It means that every employer in America that currently offers
health care insurance would cease to do so, and every American would get a free
health insurance policy paid for by the government. Wow.
Then they follow with this.
Medicaid could be converted into a means-based addition to that
credit, allowing the poor to buy into the same insurance market as more
affluent people—and so give them access to better health care than they can get
now.
So the poor, many of whom are poor because they have
serious illnesses or disabilities would get additional money to buy more health
care. But of course insurance companies
would not insure them, because they have all these existing, expensive
illnesses and physical problems. So that
doesn’t work. And do these idiots not realize that Medicaid is already means tested, heavily means tested, you have to be destitute to qualify.
Well what about this.
All those with continuous coverage, which everyone could afford
thanks to the new tax treatment, would be protected from price spikes or plan
cancellations if they got sick.
And how would that be regulated? Oh, by a massive federal bureaurcracy charged
with separating out normal inflation increases from price increases as insurers
try to shed the high cost policy holders.
Would that work? Not in this
universe. But to get price protection
one would need continuous coverage. What
does that mean? Lose insurance for a day
and a person loses all protection?
And what about the cost? Oh, not to worry.
By making at least catastrophic coverage available to all, and by
giving people such incentives to obtain it, this approach could cover more
people than ObamaCare was ever projected to reach, and at a significantly lower
cost.
And how do we know that the government paying for health
insurance premiums for everyone would cost less than the current health care
reform? Well take their word for it, no
numbers are presented for the obvious reason that having the government pay for
health insurance for everyone would of course be a financial disaster. Yeah, government should pay for everyone's health insurance, won't cost much, can't wait for that line to hit the comedy circuit. And in order for this to work everyone would be required to buy the insurance, gosh, what does that sound like, hm, let's think, oh Obamacare's most hated aspect.
Those who can, do
Those who can’t, teach
Those who can’t teach become Deans
Those who don’t know anything about their subject matter
write opinion pieces for the Wall Street Journal.
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