But Republicans Will Continue to Believe the Lie – It’s More Convenient That Way
Health care changes passed the House only because last minute changes produced a fig leaf to give cover to the lie that pre existing conditions would be covered. The CBO has now released its report, and the fig leaf has fallen off, exposing the Republicans for what they are, dicks.
CBO and JCT expect that, as a consequence, the waivers in those states would have another effect: Community-rated premiums would rise over time, and people who are less healthy (including those with preexisting or newly acquired medical conditions) would ultimately be unable to purchase comprehensive nongroup health insurance at premiums comparable to those under current law, if they could purchase it at all—despite the additional funding that would be available under H.R. 1628 to help reduce premiums. As a result, the nongroup markets in those states would become unstable for people with higher-than-average expected health care costs. That instability would cause some people who would have been insured in the nongroup market under current law to be uninsured.
|Typical Person with Pre Existing Condition After Trumpcare Passes|
Gosh, can they make it any clearer and any more devastating? And what about the claim premiums will fall? Sure, because what is covered will decline.
Although premiums would decline, on average, in states that chose to narrow the scope of EHBs, some people enrolled in nongroup insurance would experience substantial increases in what they would spend on health care. People living in states modifying the EHBs who used services or benefits no longer included in the EHBs would experience substantial increases in out-of-pocket spending on health care or would choose to forgo the services. Services or benefits likely to be excluded from the EHBs in some states include maternity care, mental health and substance abuse benefits, rehabilitative and habilitative services, and pediatric dental benefits. In particular, out-of-pocket spending on maternity care and mental health and substance abuse services could increase by thousands of dollars in a given year for the nongroup enrollees who would use those services.
Just wait until those Trump voters take their Trumpcare to the doctor’s office and get the bad news. Pay up in front or go off and suffer and die. That’s the message here.